-
SeFinance - sefinance.biz Referral Commission Back details (Scams group)
$2000
SeFinance Our Investment: $1000
Minimal Spend: $25
Min Withdraw: $1 PM,ePayCore, $5 LTC/Tron/BNB/Dash/Ripple/DogeCoin/USDT TRC20/BEP20 ; $10 BTC/ETH
Referral: 4 Levels: 8%-3%-2%-1%
Status:
Online: 2022-04-22 (7 D)
Monitored: 7 Days
Last Paid: 1041 days ago
Online: 2022-04-22 (7 D)
Monitored: 7 Days
Last Paid: 1041 days ago
.png "USDT(TRC-20)")
.png "BNB(BEP-20)")
.png "BinanceCoin(BNB)")
Investment Plans: 2.1% for 15 days, 2.5% for 30 days, 3% daily for 60 days, 3.5% daily for 100 days (Principal Back) | 4% - 5% daily for 20 Days --- Deposit return at any time with 15% fee.
Does this project offer referral commsision from account balance deposit ? NO
Rcb rates
| Deposit Between | Ref Bonus | First Investment | Reinvestment |
|---|---|---|---|
| Referral Commission Back | Referral Commission Back | ||
| $25 - 29 | 8% | 100% + $2.28 (member+ $0.02) | 100% (member+ $0.4) |
| $30 - 39 | 8% | 100% + $2.78 (member+ $0.02) | 100% (member+ $0.5) |
| $40 - 49 | 8% | 100% + $3.78 (member+ $0.02) | 100% (member+ $0.6) |
| $50 - 59 | 8% | 100% + $4.89 (member+ $0.02) | 100% (member+ $0.7) |
| $60 - 69 | 8% | 100% + $5.68 (member+ $0.02) | 100% (member+ $0.8) |
| $70 - 79 | 8% | 100% + $6.58 (member+ $0.02) | 100% (member+ $1) |
| $80 - 99 | 8% | 100% + $7.58 (member+ $0.02) | 100% (member+ $2) |
| $100 - 199 | 8% | 100% + $8.58 (member+ $0.02) | 100% (member+ $3) |
| $200 - 299 | 8% | 100% + $12 (member+ $0.02) | 100% (member+ $4) |
| $300 - 399 | 8% | 100% + $16 (member+ $0.02) | 100% (member+ $5) |
| $400 - 499 | 8% | 100% + $25 (member+ $0.02) | 100% (member+ $6) |
| $500 - 599 | 8% | 100% + $30 (member+ $0.02) | 100% (member+ $7) |
| $600 - 699 | 8% | 100% + $35 (member+ $0.02) | 100% (member+ $8) |
| $700 - 799 | 8% | 100% + $40 (member+ $0.02) | 100% (member+ $9) |
| $800 - 999 | 8% | 100% + $45 (member+ $0.02) | 100% (member+ $10) |
| $1000 - 1999 | 8% | 100% + $56 (member+ $0.02) | 100% (member+ $15) |
| $2000 - 2999 | 8% | 100% + $66 (member+ $0.02) | 100% (member+ $20) |
| $3000 - 3999 | 8% | 100% + $77 (member+ $0.02) | 100% (member+ $25) |
| $4000 - 20000 | 8% | 100% + $88 (member+ $0.02) | 100% (member+ $30) |
Rcb records
Total Referral deposit: $4060, Total RCB: $817.21
| RCB count | 44 | RCB deposits | $4060 | Max deposit | $500 | Average deposit | $92.27 |
|---|---|---|---|---|---|---|---|
| Referrals | 44 | RCB paid amount | $817.21 | Max RCB | $95.47 | Average daily deposit | $580 |
| Request Date | From | Hyip Username | Deposit / RCB | E-Currency | Status |
|---|---|---|---|---|---|
| 2022-04-29 22:32:44 |  |
ki*** | $40 / $7.16 |  E03*** |
paid |
| 2022-04-29 08:57:28 |  |
So*** | $25 / $4.3 |  U12*** |
paid |
| 2022-04-28 17:50:25 | |
mp*** | $50 / $8.91 | U12*** |
paid |
| 2022-04-28 13:57:24 |  |
01*** | $50 / $9.11 | E01*** |
paid |
| 2022-04-27 20:34:43 | |
ma*** | $50 / $8.91 | U18*** |
paid |
| 2022-04-26 12:41:31 |  |
da*** | $25 / $5.4 | U17*** |
paid |
| 2022-04-26 07:32:34 | |
Da*** | $50 / $10.8 | U19*** |
paid |
| 2022-04-25 15:43:53 |  |
Op*** | $75 / $15.47 | E01*** |
paid |
| 2022-04-25 11:28:48 | |
Al*** | $25 / $5.5 | E02*** |
paid |
| 2022-04-25 08:00:41 | |
Pr*** | $25 / $5.4 | U19*** |
paid |
| 2022-04-25 06:34:14 |  |
ka*** | $25 / $5.4 | U31*** |
paid |
| 2022-04-25 03:26:45 |  |
an*** | $100 / $19.62 | U16*** |
paid |
| 2022-04-24 22:26:38 |  |
as*** | $25 / $6.21 |  TZB*** |
paid |
| 2022-04-24 18:51:55 |  |
he*** | $500 / $95.47 | TL8*** |
paid |
| 2022-04-24 18:25:31 | |
Mo*** | $50 / $12.42 | TS1*** |
paid |
| 2022-04-24 15:53:53 |  |
se*** | $50 / $12.42 | U63*** |
paid |
| 2022-04-24 13:36:34 |  |
ba*** | $300 / $58.44 | THK*** |
paid |
| 2022-04-23 17:33:16 | |
an*** | $200 / $39.35 | TP6*** |
paid |
| 2022-04-23 17:17:30 |  |
gy*** | $100 / $22.56 | U17*** |
paid |
| 2022-04-23 16:32:17 |  |
Cu*** | $25 / $6.35 | E00*** |
paid |
| 2022-04-23 16:20:07 |  |
an*** | $200 / $39.35 | U19*** |
suspended |
| 2022-04-23 14:07:02 |  |
mo*** | $300 / $60.1 | E00*** |
paid |
| 2022-04-23 13:03:56 |  |
hy*** | $50 / $12.42 | U22*** |
paid |
| 2022-04-23 10:31:50 | |
Re*** | $200 / $39.33 | TR1*** |
paid |
| 2022-04-23 08:31:08 |  |
ko*** | $200 / $39.35 | U86*** |
paid |
| 2022-04-23 08:28:20 | |
fi*** | $50 / $12.42 | U12*** |
paid |
| 2022-04-23 04:44:20 | |
le*** | $100 / $22.56 | U30*** |
paid |
| 2022-04-23 02:46:56 | |
an*** | $100 / $22.56 | TS2*** |
paid |
| 2022-04-23 02:36:34 | |
As*** | $55 / $12.97 | U17*** |
paid |
| 2022-04-22 17:21:38 | |
do*** | $25 / $5 | U14*** |
paid |
| 2022-04-22 12:25:17 |  |
kr*** | $50 / $9.8 | U13*** |
paid |
| 2022-04-22 12:23:30 |  |
gc*** | $50 / $9.8 | U54*** |
paid |
| 2022-04-22 12:19:45 | |
ks*** | $90 / $16.64 | U22*** |
paid |
| 2022-04-22 11:59:29 |  |
se*** | $88 / $16.45 |  TVB*** |
paid |
| 2022-04-22 11:58:28 |  |
ua*** | $50 / $9.8 | U16*** |
paid |
| 2022-04-22 11:56:43 |  |
ka*** | $200 / $34.22 | U88*** |
paid |
| 2022-04-22 11:54:18 | |
Af*** | $90 / $16.64 | U15*** |
paid |
| 2022-04-22 11:32:28 | |
za*** | $25 / $5 | TB7*** |
paid |
| 2022-04-22 10:59:08 | |
br*** | $80 / $16.06 | E01*** |
paid |
| 2022-04-22 10:16:36 | |
uf*** | $50 / $10.04 | E02*** |
suspended |
| 2022-04-22 10:04:57 | |
me*** | $67 / $12.23 | U16*** |
paid |
| 2022-04-22 09:59:42 |  |
Dy*** | $100 / $20.11 | U14*** |
paid |
| 2022-04-22 09:57:40 | |
je*** | $100 / $20.36 | U15*** |
paid |
| 2022-04-22 09:54:54 | |
yn*** | $50 / $10.8 | U88*** |
paid |
| 2022-04-22 09:40:55 | |
Lu*** | $50 / $11.3 | U11*** |
paid |
| 2022-04-22 09:40:47 |  |
mo*** | $100 / $22.09 | E01*** |
paid |
Top Insurance Programs
Top Deposited Last 10 Days
π₯ XODOAI $1243
π₯ LuxIoProfit $1000
π₯ Mauna Fund $711
π₯ Selwix Crypto $689
π₯ Mao Global $280
π₯ Capitalized5 $240
π₯ XELIMUS $180
π₯ Cryptoshub $90
π₯ Optimizer Profit $70
π₯ WayNexes $50
π₯ FLIP X $50
π₯ Financely Ltd $40
π₯ Invest-Fond.Net $20
π₯ LuxIoProfit $1000
π₯ Mauna Fund $711
π₯ Selwix Crypto $689
π₯ Mao Global $280
π₯ Capitalized5 $240
π₯ XELIMUS $180
π₯ Cryptoshub $90
π₯ Optimizer Profit $70
π₯ WayNexes $50
π₯ FLIP X $50
π₯ Financely Ltd $40
π₯ Invest-Fond.Net $20
Statistics
Latest Votes
Goldenprice 2025-03-04
Status
Completed
Date
2025-03-04 11:57
Coin
TRX
Deposit amount
43.649283
Network
TRX
Address
TxID
3ed1bf...df75
Deposit wallet
Spot WalletCryptoshub 2025-03-04
Dear John Smith!
Funds have been credited to your balance.
Transaction ID: 2724595
Date of transaction: 04.03.2025 09:02
Amount: 20.6 USD
Note: Withdraw from cryptoshub.orgCryptoshub 2025-03-04
Transaction ID: 2724575
Date of transaction: 04.03.2025 07:17
Amount: 20.3 USD
Note: Withdraw to Forgriettles002 from cryptoshub.orgCryptoshub 2025-03-04
30.90 has been successfully sent to your ePayCore account E012***.
Transaction batch is 2724569.LuxIoProfit 2025-03-04
$40.00 has been successfully sent to your Tether TRC20 account TUt4AydjMfoz4bG3uvyTZNyDN3Jg34Zbot.
Transaction batch is f49f3c5caada9d3a00bf35fa53e9093c22fdfc989f7a840eac37dde5c6db19d5.XODOAI 2025-03-03
CAN'T PAYOUT! NO MORE LITECOIN WALLET AVAILABLE FOR WITHDRAWING CRYPTO!Goldenprice 2025-03-03
Status
Completed
Date
2025-03-03 11:56
Coin
TRX
Deposit amount
42.635819
Network
TRX
Address
TxID
50d29b...22d6
Deposit wallet
Spot WalletMauna Fund 2025-03-03
Paid
Withdraw amount: $3.29 (LTC/USD rate at received time) 9bc5a8d0883b603cc53fe1557572b028771e78875ba36539823a99577bf32f79XELIMUS 2025-03-03
Send doposit 50 usdt, but it didn't added to my account in this platform.
Wrote them.. no answer πππCryptoshub 2025-03-03
Thanks paying on time keep it up Transaction ID: 2823879 Date of transaction: 03.03.2025 2:35 Amount: 2.8 USD Note: Withdraw from cryptoshub.orgWayNexes 2025-03-02
Waynexes ΠΠ»Π°ΡΠΈΡ!
ΠΠ° Π²Π°Ρ Π±Π°Π»Π°Π½Ρ Π·Π°ΡΠΈΡΠ»Π΅Π½Ρ ΡΡΠ΅Π΄ΡΡΠ²Π°.
ID ΠΎΠΏΠ΅ΡΠ°ΡΠΈΠΈ: 2723427
ΠΠ°ΡΠ° ΠΎΠΏΠ΅ΡΠ°ΡΠΈΠΈ: 01.03.2025 19:31
Π‘ΡΠΌΠΌΠ°: 0.13 USDSelwix Crypto 2025-03-01
Paying! Great Program! Thanks Admin.
Transaction ID: 2723212
Date of transaction: 01.03.2025 12:42
Payment system: ePayCore E055792
Amount: 1.15 USD
Note: Invoice #538519, edpr2140Mao Global 2025-03-01
March 1, 2025 at 20:23 I successfully withdrew 1 USDT BEP20 (withdrawal fee: free) after 10 minutes of waiting.; user : f7f5b12e-9e442176 ; [email protected]
Goldenprice 2025-03-01
Status
Completed
Date
2025-03-01 12:15
Coin
TRX
Deposit amount
43.791903
Network
TRX
Address
TxID
931ce4...31d9
Deposit wallet
Spot WalletMao Global 2025-02-28
Your withdrawal request has been successfully processed.
Withdrawal amount: $1.00 (USDT.BEP20)
Transaction ID: 0x93796e011039e7d54efbbe610dba8a0fe45541b6f5****Mauna Fund 2025-02-28
+$3.29 LTC
0efaec27103461165fdb6e2bb5e033c978e2d0141507b808d90bb5705403de5eGoldenprice 2025-02-28
Status
Completed
Date
2025-02-28 11:43
Coin
TRX
Deposit amount
48.052876
Network
TRX
Address
TxID
707368...ef89
Deposit wallet
Spot WalletInvest-Fond.Net 2025-02-27
π’π° INVEST FONDπ°π’ Paying !!
Perfetti e IMMEDIATI :
Hi Maxidvd,
$1.00 has been successfully sent to your EPayCore Account,
Transaction batch is: 2722001Goldenprice 2025-02-27
Status
Completed
Date
2025-02-27 10:41
Coin
TRX
Deposit amount
45.166367
Network
TRX
Address
TxID
1f20c9...e7c4
Deposit wallet
Spot WalletFLIP X 2025-02-26
https://bscscan.com/tx/0x7d7233da9f31399556ed7ca4a9d0c8a0712fabda1f03714a31539bbaa97e210c
Latest Hyips
1.5% daily for 20 Days, 2% daily for 25 Days, 2.5% daily for 30 Days (Principal Return)
1.5% Daily for 5 Working Days [principal return]
Latest Payout
Selwix Crypto $9.10
XODOAI $9.00
XELIMUS $6.00
Financely Ltd $5.28
Cryptoshub $3.00
Mao Global $21.30
Pure3.Cloud $6.30
Goldenprice $1.00
LuxIoProfit $9.00
XODOAI $5.50
Capitalized5 $5.70
Mauna Fund $27.10
Optimizer Profit $3.40
Mao Global $16.51
Pure3.Cloud $7.10
XODOAI $9.00
XELIMUS $6.00
Financely Ltd $5.28
Cryptoshub $3.00
Mao Global $21.30
Pure3.Cloud $6.30
Goldenprice $1.00
LuxIoProfit $9.00
XODOAI $5.50
Capitalized5 $5.70
Mauna Fund $27.10
Optimizer Profit $3.40
Mao Global $16.51
Pure3.Cloud $7.10
Top ROI Programs
LuxIoProfit 1347%
Selwix Crypto 442%
Mauna Fund 422%
Pure3.Cloud 248%
Goldenprice 217%
Capitalized5 158%
Invest-Fond.Net 132%
Optimizer Profit 112%
Mao Global 90%
Multy Investment 60%
XODOAI 52%
Amazing Empire 37%
Fincentre Limited 33%
Wfg1 29%
King Hectares 20%
XELIMUS 19%
FLIP X 17%
WayNexes 13%
Cryptoshub 8%
Financely Ltd 7%
Selwix Crypto 442%
Mauna Fund 422%
Pure3.Cloud 248%
Goldenprice 217%
Capitalized5 158%
Invest-Fond.Net 132%
Optimizer Profit 112%
Mao Global 90%
Multy Investment 60%
XODOAI 52%
Amazing Empire 37%
Fincentre Limited 33%
Wfg1 29%
King Hectares 20%
XELIMUS 19%
FLIP X 17%
WayNexes 13%
Cryptoshub 8%
Financely Ltd 7%
Top Lifetime Programs
LuxIoProfit 2124 days
Crypto Harvest 1173 days
Capitalized5 467 days
Goldenprice 430 days
Optimizer Profit 348 days
Wfg1 289 days
Selwix Crypto 258 days
Fincentre Limited 208 days
Amazing Empire 120 days
King Hectares 117 days
Multy Investment 110 days
Mauna Fund 102 days
Financely Ltd 74 days
Invest-Fond.Net 64 days
Pure3.Cloud 62 days
XODOAI 21 days
Mao Global 19 days
Cryptoshub 19 days
WayNexes 18 days
FLIP X 13 days
Crypto Harvest 1173 days
Capitalized5 467 days
Goldenprice 430 days
Optimizer Profit 348 days
Wfg1 289 days
Selwix Crypto 258 days
Fincentre Limited 208 days
Amazing Empire 120 days
King Hectares 117 days
Multy Investment 110 days
Mauna Fund 102 days
Financely Ltd 74 days
Invest-Fond.Net 64 days
Pure3.Cloud 62 days
XODOAI 21 days
Mao Global 19 days
Cryptoshub 19 days
WayNexes 18 days
FLIP X 13 days
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Recent Tweets Posts
Latest News
OrexBit - orexbit.com Accepts ePayCore now. 2023-01-05 13:53:29
Dear OrexBit Investors,
We are happy to inform you that our platform has added a new payment method on our payment processing. Which is well known popular (EpayCore). We always work to improve our payment system for our investors convenience. Thanks for stay with OrexBit Finance Limited.
Royal Stability added more payment tools ! 2022-10-20 06:08:53
Hello Dear investors and visitors Royal Stability Ltd!
We are gladly reporting that, by numerous customer requests, the following payment tools added!
Ethereum Classic, Zcash, Monero, Ripple, BNB, BNB.BSC, BNB.ERC20, BUSD.ERC20, BUSD.BEP2, BUSD.BEP20, Bitcoin Cash.
And also we added a special function, now you can receive special notifications only when the transaction occurs.
Royal Stability Ltd just forward!
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π₯alekstester $200
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π₯kent $512
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π₯ternakoin $450
π₯herbert $440
π₯cryptocafe $425
π₯anevskiy $417
π₯ttarrass $366
π₯traktorist78 $347
π₯kuzya $338
π₯rusalka $317
π₯master $310
π₯gyergyaiz $300
π₯cometa $297
π₯zavhozz $250
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π₯desy17 $90
π₯herbert $80
π₯qingshuizhuyu $50
π₯zavhozz $50
π₯melanoblasts $50
π₯dius $50
π₯alekstester $50
π₯hyipmachine $50
π₯alice $46
π₯tolpegin $30
π₯bruyne $20
π₯duminko $18
π₯cometa $15
π₯rucker $230
π₯ternakoin $200
π₯richbitch $100
π₯bigvuking $100
π₯leilazska $100
π₯kuzya $95
π₯desy17 $90
π₯herbert $80
π₯qingshuizhuyu $50
π₯zavhozz $50
π₯melanoblasts $50
π₯dius $50
π₯alekstester $50
π₯hyipmachine $50
π₯alice $46
π₯tolpegin $30
π₯bruyne $20
π₯duminko $18
π₯cometa $15
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π₯grek8310 $1000
π₯sament $300
π₯alekstester $150
π₯leilazska $100
π₯kuzya $100
π₯karibs $100
π₯abdelpplus $50
π₯dius $40
π₯tolpegin $30
π₯shirokova $19
π₯lara2016 $10
π₯sament $300
π₯alekstester $150
π₯leilazska $100
π₯kuzya $100
π₯karibs $100
π₯abdelpplus $50
π₯dius $40
π₯tolpegin $30
π₯shirokova $19
π₯lara2016 $10
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π₯paulinho $145800
π₯hyip777 $142146
π₯rucker $141356
π₯sou $116102
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π₯daewoohh $105165
π₯anton72 $103821
π₯anevskiy $99469
π₯jereajali $92681
π₯gamer $90966
π₯qingshuizhuyu $90861
π₯ssava $82307
π₯polous007 $76432
π₯ttarrass $75020
π₯sament $73931
π₯wythe $72811
π₯rossi $70975
π₯cheng2005 $70708
π₯bzwx $69329
π₯kissmek $66050
π₯kuzya $65654
π₯hac999 $65633
π₯kenken $65203
π₯jekich $64604
π₯grek8310 $59403
π₯adaro25 $56247
π₯murlokot $53214
π₯atom $52952
π₯moneymaker $52409
π₯bruyne $51521
π₯hyipya $50105
π₯gmsam111 $48177
π₯preagony $47946
π₯sspeed $47505
π₯paadzie $45044
π₯summer $44332
π₯rawraw $38784
π₯rk333 $38209
π₯mifos $37467
π₯leiming1983 $35661
π₯xmel $35308
π₯herbert $35202
π₯keln $35162
π₯weohun $33320
π₯komissar $210049
π₯mayvis $207333
π₯ansfre $164153
π₯losive $162096
π₯porsche $148595
π₯paulinho $145800
π₯hyip777 $142146
π₯rucker $141356
π₯sou $116102
π₯elizabeth $113100
π₯daewoohh $105165
π₯anton72 $103821
π₯anevskiy $99469
π₯jereajali $92681
π₯gamer $90966
π₯qingshuizhuyu $90861
π₯ssava $82307
π₯polous007 $76432
π₯ttarrass $75020
π₯sament $73931
π₯wythe $72811
π₯rossi $70975
π₯cheng2005 $70708
π₯bzwx $69329
π₯kissmek $66050
π₯kuzya $65654
π₯hac999 $65633
π₯kenken $65203
π₯jekich $64604
π₯grek8310 $59403
π₯adaro25 $56247
π₯murlokot $53214
π₯atom $52952
π₯moneymaker $52409
π₯bruyne $51521
π₯hyipya $50105
π₯gmsam111 $48177
π₯preagony $47946
π₯sspeed $47505
π₯paadzie $45044
π₯summer $44332
π₯rawraw $38784
π₯rk333 $38209
π₯mifos $37467
π₯leiming1983 $35661
π₯xmel $35308
π₯herbert $35202
π₯keln $35162
π₯weohun $33320
Top Investors This Year
π₯sament $8557
π₯rucker $4887
π₯tepmoshop $4799
π₯grek8310 $3642
π₯moneymaker $2972
π₯anevskiy $2437
π₯ttarrass $2205
π₯cometa $1487
π₯mmuert $1450
π₯ncs $1400
π₯cryptocafe $1200
π₯lifeisdifficultmaze $1167
π₯ternakoin $1150
π₯baupaid $1098
π₯herbert $1085
π₯immune $1000
π₯bodi $933
π₯gyergyaiz $900
π₯ssava $890
π₯traktorist78 $840
π₯rusalka $758
π₯robka $754
π₯kuzya $718
π₯informan01 $715
π₯mikee $700
π₯alekstester $570
π₯vera $562
π₯shadjer $532
π₯great $523
π₯kent $512
π₯markino $508
π₯joainv $500
π₯zippoo $500
π₯rovens $490
π₯moto3 $462
π₯zavhozz $450
π₯elizabeth1911 $410
π₯gongfu $400
π₯olsa $400
π₯mohamed244 $400
π₯melanoblasts $370
π₯danay7674 $367
π₯kijun10kan $350
π₯motoren $345
π₯gam3rboy $345
π₯eddiepr $310
π₯master $310
π₯xu13xx $302
π₯vipinvestor $300
π₯dfs17 $294
π₯rucker $4887
π₯tepmoshop $4799
π₯grek8310 $3642
π₯moneymaker $2972
π₯anevskiy $2437
π₯ttarrass $2205
π₯cometa $1487
π₯mmuert $1450
π₯ncs $1400
π₯cryptocafe $1200
π₯lifeisdifficultmaze $1167
π₯ternakoin $1150
π₯baupaid $1098
π₯herbert $1085
π₯immune $1000
π₯bodi $933
π₯gyergyaiz $900
π₯ssava $890
π₯traktorist78 $840
π₯rusalka $758
π₯robka $754
π₯kuzya $718
π₯informan01 $715
π₯mikee $700
π₯alekstester $570
π₯vera $562
π₯shadjer $532
π₯great $523
π₯kent $512
π₯markino $508
π₯joainv $500
π₯zippoo $500
π₯rovens $490
π₯moto3 $462
π₯zavhozz $450
π₯elizabeth1911 $410
π₯gongfu $400
π₯olsa $400
π₯mohamed244 $400
π₯melanoblasts $370
π₯danay7674 $367
π₯kijun10kan $350
π₯motoren $345
π₯gam3rboy $345
π₯eddiepr $310
π₯master $310
π₯xu13xx $302
π₯vipinvestor $300
π₯dfs17 $294
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You should check what others comment on the programs, is it real paying , does the project pay all investors or only pay small investors & monitors. We don't give practice, all investment decisions are up to you !!!
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