CoinLoan LTD Program Description

CoinLoan Ltd is the first global marketplace lending platform for small business loans. We leverage blockchain technology to connect creditworthy borrowers with individual and institutional investors. By innovating in the fields of payments and credit scoring, CoinLoan makes financial inclusiona reality around the world. All payment transactions on CoinLoan are conducted via the bitcoin blockchain. Therefore our service is available worldwide via the internet and is independent of banks.
Peer-to-peer bitcoin lending gives individual investors access profitable interest rates. At the same time borrowers get small business loans quickly and in an uncomplicated way. CoinLoan leverages bitcoin as a technology and payment network to create the first global market for small business loans. That's something that wouldn't be possible in the conventional banking system because payment transactions would take too long and would be too expensive.

In order to score borrowers who are not covered by conventional credit bureaus, we use alternative data for credit scoring. This includes transactions of small business owners from accounts like eBay, Amazon, Etsy, MercadoLibre, Shopify, PayPal, bank accounts and many others. The data gets evaluated with our proprietary machine learning algorithm.

CoinLoan Ltd is incorporated in United Kingdom,and is a fully regulated financial institution with its own licence.
Company number: 11382647